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Представители трех из 10 ведущих банков страны сообщили изданию, что действуют в соответствии с планом, который последний раз использовался в августе 2011 года, когда правительство США также стояло на грани дефолта. Подготовка к дефолту также включает ежедневные селекторные совещания банковских подразделений, в ходе которых обсуждаются различные кризисные сценарии и пути их решения.

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