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[quote="intelligent investor"]Если ипотека не учитывается, то как можно набрать такой средний долг? Автокредиты?[/quote]
Похоже на то. Не айфоны же :smile:

[quote="wanderer"]Мне одному кажется, что это всё плохо кончится?[/quote]
Я тоже солидарен с Вами :smile:
Хорошо бы ещё среднюю ставку по этим кредитам рядом показать, тогда станет более понятно когда именно всё плохо кончится.

Да... цифры впечатляют.
Мне одному кажется, что это всё плохо кончится?

Если ипотека не учитывается, то как можно набрать такой средний долг? Автокредиты?

[b]Больше всего кредитов берут за Уралом, меньше — в Ингушетии, Дагестане и Чечне[/b]

В общей сложности россияне должны банкам почти 9 триллионов рублей. Если не учитывать ипотечные кредиты, то сумма несколько меньше — 6,2 триллиона. Таким образом, каждый житель страны, включая стариков и младенцев, должен 43500 рублей. Однако долги распределены неравномерно по регионам.

По данным Национального бюро кредитных историй (НБКИ), в России есть несколько регионов, в которых практически всё экономически активное население вовлечено в кредитные отношения. Это Свердловская, Иркутская области, Башкортостан, Челябинская область и Алтайский край. Интересно, что регионы, где наиболее высокая доля просроченных кредитов, совсем другие – Пермский и Красноярский край, Ростовская Самарская и Иркутская области.

Самая высокая долговая нагрузка (более 70000 рублей на человека) в "нефтяных" и "газовых" регионах — Тюменской области, Ханты-Мансийском край и Ямало-Ненецком автомном округе, а также в Магаданском крае. Это, по-видимому, обусловлено высоким уровнем доходов населения данных регионов.

Меньше всего должны жители Дагестана, Чечни и Ингушетии. Банки отказываются кредитовать население в этих регионах из-за высокой безработицы, непрозрачности доходов и высокого уровня преступности.

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